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Once the decision is made that an account can not be recovered by routine collection, RAB is still a valuable source for resolution. If litigation is necessary, RAB clients may use their own attorney or authorize RAB to select legal counsel from a national network of collection attorneys maintained by RAB. Once litigation in underway, RAB provides progress reports on the status of the litigation.

Before suit is initiated, determinations as to the following will be considered:
·Employment status for possible garnishment
·Location of assets for attachment of property
·Adequate address information for initial service of process by    authorities
·Dollar balances
·Our national network of attorneys allows us to pursue litigation    regardless of the account holder's location.



Our Legal Department Managers, Gary Mooneyham and Bill Pumphrey, have provided RAB with a combined 48 years of excellent service.